The Tide promo code is NEW200
Enter NEW200 when Tide asks for a referral or promo code during sign-up, or open your account through our link and the promotion is applied automatically — worth up to £200.
Tide referral code
Enter NEW200 when Tide asks for a referral or promo code during sign-up — or just use our link and it is applied for you.
T&Cs apply. New Tide business accounts only. We may earn a reward.
The short answer
Do you need a Tide promo code?
Yes — and it is NEW200. There are two ways to apply it: type NEW200 into the referral or promo code field when Tide asks during sign-up, or simply click our referral link and complete your application — the code is then attached automatically. Either route unlocks the same reward, worth up to £200. If you open an account with neither the code nor the link, there is nothing to redeem and no way to add it later.
What it's worth
What NEW200 gives you
£75
Spend £100 on your Tide card
Make £100 or more of spending on your Tide business expense card within 30 days of opening your account.
£125
Save £5,000 in Tide Instant Saver
Deposit £5,000 into Tide Instant Saver within 7 days of opening and keep it there for one full month.
Straight talk
Four promo code myths
"I need to find a working discount code"
The only genuine code is NEW200 — it works as a referral code during sign-up and is also carried by our referral link. Voucher sites listing other 'Tide discount codes' are usually recycling the same referral links.
"A bigger code exists somewhere"
NEW200 at up to £200 is the largest publicly available Tide promotion. Anything advertising more is either out of date or not a genuine Tide offer.
"I can add the code after opening my account"
You cannot. The promotion is tied to the application at the moment it starts. Tide support cannot attach it retrospectively.
"Promo codes expire quickly"
Tide's referral promotion runs continuously, but the value changes. It has previously been £50 and £100 — £200 is the current level and Tide can reduce it without notice.
The small print
Who is excluded
Existing Tide members and anyone who has previously held a Tide account
Accounts opened directly at tide.co without a referral link
Personal accounts — the offer is for business accounts only
Businesses registered outside the United Kingdom
Applications that fail Tide's identity or business verification checks
Accounts closed before the qualifying period ends
History
How the offer has changed
| NEW200 (current) | Up to £200 — £75 card spend plus £125 savings |
| Earlier 2025 promotions | £100 flat, paid after a single qualifying card spend |
| Long-running standard referral | £50 for the new member |
Historic values are shown for context. Only the current offer is claimable.
Where codes come from
Every place people look for a Tide promo code
Voucher and coupon sites
Generic coupon aggregators list expired or invented Tide promo codes to collect clicks. A business bank account is not a checkout, so there is no code box for those codes to go in.
Cashback portals
Some cashback sites have run Tide offers, but you cannot stack a portal payout with the NEW200 referral — only one tag can be attached to an application.
Tide's own marketing
Tide occasionally emails existing members about product promotions. Those are separate from the new-member referral and generally worth less.
Referral links like this one
The only route that reliably applies NEW200 to a brand new business account, with both halves of the reward available.
Before you apply
Six-point promo checklist
- 1
Open the referral link and complete the application in the same browser session.
- 2
Check you are applying for a business account, not a personal one.
- 3
Use the legal business name that matches Companies House, if you are a limited company.
- 4
Finish identity verification the same day — an abandoned application can lose the tag.
- 5
Activate the Mastercard as soon as it arrives so the £100 spend can be made in time.
- 6
Diary the 7-day savings deadline and the 30-day spending deadline on day one.
Promo code questions
Answers
Do I need a Tide promo code?
The code is NEW200. You can enter it when Tide asks for a referral or promo code during sign-up, or simply open your account through the referral link on this site and the offer is applied automatically. Either way, if you sign up without the code or the link, the bonus cannot be added afterwards.
Who is eligible for the offer?
New Tide business account members only. You must be a UK sole trader, limited company or partnership, be aged 18 or over, and not already hold or have previously held a Tide account.
How long does the cashback take to arrive?
Tide pays each part of the reward into your Tide account after the qualifying condition has been verified. Allow up to 30 days after completing a step for the payment to appear.
Is there a fee for opening a Tide account?
No. Opening a Tide Free business account costs nothing and there is no monthly fee on the Free plan. Transaction fees apply for cash deposits, withdrawals and transfers.
Does the £5,000 have to stay in the savings account?
Yes. The £5,000 must be deposited into Tide Instant Saver within 7 days of opening your account and remain there for one month for the £125 element to be paid.
Apply NEW200 automatically
Claim your £200 nowWant the mechanics first? Read the Tide referral guide.