About
One site, one offer
New Business Account is an independent site with a single job: explaining the Tide NEW200 business account offer clearly, testing that it actually works, and giving you a working link and code to claim it.
Verification
Offer checked and live on 13 October 2026
On we opened the referral link, walked the Tide sign-up flow to the point the promotion is applied, and read the NEW200 terms and Tide's published pricing line by line. Every item below was correct on that date.
- Tide partner page displays NEW200Confirmed 13 October 2026
- Account CTA carries ref=NEW200Confirmed 13 October 2026
- £75 card-spend reward (£100 in 30 days)Confirmed
- £125 savings reward (£5,000 in 7 days, held one month)Confirmed
- Plan prices: Free £0, Smart £12.49, Pro £27.49, Max £69.99Confirmed
- FSCS protection up to £120,000 via ClearBankConfirmed
Tide can change or withdraw the promotion at any time. Tide's own terms always take priority over anything written here — check them before you open an account.
Methodology
How we check the offer
Read the source, not the summary
Every figure on this site comes from Tide's own live pages — the pricing page, the plan comparison, the Instant Saver page and the NEW200 promotion terms — never from another comparison site or a press release.
Check the live link and code
We open Tide's partner link, wait at least 10 seconds for the offer page to load, confirm NEW200 is displayed, and verify the account CTA carries ref=NEW200. We do not start or submit an application.
Check the qualifying conditions
We re-read the two reward legs in full each time — the £100 card spend inside 30 days and the £5,000 Instant Saver deposit inside 7 days held for a month — and rewrite our wording if a threshold or window moves.
Recheck fees and plan prices
Plan prices, transfer allowances, cash deposit charges, FX rates and savings rates are compared line by line against Tide's published pricing and updated the same day if they change.
Say what is wrong with it
If a plan is poor value, a fee is high, or a reward leg is hard to hit, we say so. A page that only lists positives is an advert, not a review.
Date every check and correct fast
Each review is stamped with the date it was verified. Readers can email a correction and we fix genuine errors within one working day, noting the change.
What we cover
What you will find here
We break down the NEW200 referral offer, explain how the spending and savings tiers work, and keep the claim steps simple. You will also find an up-to-date look at Tide plans and fees, a comparison with other business accounts, and answers to the most common questions about the promotion.
Everything is written for a business owner in a hurry: the reward amounts and the two conditions attached to them up front, the detail underneath, and the drawbacks stated rather than buried. If a page cannot tell you something useful that Tide's own site does not, it does not belong here.
What we stand for
Our principles
Independent
We are not Tide, we are not owned by a bank, and nobody at Tide sees a page before it is published or approves the wording.
One offer, done properly
Rather than thin pages on fifty products, this site covers one promotion in depth and keeps it current.
Plain English
No jargon for its own sake. Where a term matters — AER, FSCS, qualifying deposit — we define it on the page.
Paid by referral, not by opinion
Our reward is the same whatever we write, so there is no incentive to overstate how good the account is.
Background
How we got here
- 2019Started writing comparisons of UK business current accounts after years of setting them up for clients.
- 2022Opened a Tide business account and began tracking its plan changes and welcome offers.
- 2024Began documenting Tide's referral promotions in detail as the reward structure changed.
- 2026Consolidated everything into New Business Account, a single site covering Tide's up-to-£200 welcome offer end to end.
Who we are
Company details
- Registered company
- Five Thirty Limited
- Company number
- 12309500
- Registered with
- Companies House, England and Wales
Registered address available on request. New Business Account is published by Five Thirty Limited, a company registered in England and Wales. You can verify the registration on the Companies House register using the number above.
How we're paid
Our referral disclosure
We are not Tide and we do not work for Tide. When you open a Tide account through the link on this site, Tide may pay us a referral reward. That costs you nothing and it does not reduce your own cashback by a penny. It is how the site stays free to run. We only ever link to offers we would use ourselves, and we say plainly where Tide's product has trade-offs.
The reward we receive is fixed. It does not increase if we are more positive, and no wording on this site is agreed with Tide in advance.
Accuracy
Corrections policy
Offer terms are set by Tide and can change or be withdrawn at any time. We review the figures on this site regularly, but Tide's own terms always take priority over anything written here. If you spot something out of date, email contact@newbusinessaccount.co.uk and we will fix it.
Genuine factual errors are corrected within one working day of being confirmed, and the verification date at the top of the page is updated when a check is repeated. Nothing on this site is financial, legal or tax advice. See our terms and conditions.
Editorial policy
How this site is written
Where the figures come from
Reward amounts, deadlines and fees are taken from Tide's own published offer and pricing pages, then re-checked whenever the offer changes.
How we stay independent
We earn a referral reward when someone opens an account through our link. That never changes what we write about fees, protection or the downsides.
What we will not do
No invented promo codes, no fake countdown timers, and we explain clearly that Tide is a platform whose accounts are Powered by ClearBank.
Corrections
If something here is out of date, email us and we will correct the page and note the change.
What you'll find here
The pages in full
Tide referral
How the referral link and code work, the payout timeline, and the mistakes that cost people the money.
Tide promo code
How to use NEW200 at sign-up, where fake codes come from, and what is excluded.
Tide business account
Fees, plans, the Mastercard, Instant Saver, FSCS protection up to £120,000, and who Tide suits.
Tide vs the rest
Tide against Starling, Monzo and the high street, plus a switching guide.
FAQ
Every common question about eligibility, timings, tax and closing the account.
Contact
Corrections, questions and partnership enquiries.